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Independent Maryland Life Insurance Broker Serving Families Statewide
I'm Brandon Eason, an independent Maryland life insurance broker licensed by the Maryland Insurance Administration. Looking for a Maryland life insurance agent? As an independent agent and broker, I work with multiple carriers, so I can compare options for you instead of offering just one company's policies.
Term Life Insurance
Affordable coverage for a set number of years, such as 10, 20, or 30, while your family depends on your income.
Final Expense Insurance
A smaller whole life policy to help your family cover funeral, burial or cremation, and final bills.
Coverage I Help Marylanders Compare
Mortgage Protection
Life insurance matched to your home loan, so your family has money to pay off the mortgage or keep up with payments.
Permanent Life Insurance
Coverage designed to last your lifetime, with the option to build cash value over time.
Maryland by the Numbers
$432,000
Statewide median home sales price in Maryland, September 2026
10 days
Time Maryland law gives you to cancel a new life insurance policy after it is delivered
47%
Share of U.S. adults who say they would have trouble paying living expenses within six months of losing the primary wage earner
Sources: Maryland REALTORS, September 2026 Housing Statistics; Maryland Code, Insurance § 16-105; LIMRA and Life Happens, 2025 Insurance Barometer Study.
Why Work With an Independent Maryland Broker
Multiple Carriers, One Conversation
I'm not tied to one insurance company, so I can compare options from multiple carriers and show you the choices side by side.
Licensed in Maryland
I hold a Maryland life insurance producer license. You can verify it any time with the Maryland Insurance Administration's producer search. My National Producer Number is 15762101.
Statewide by Phone or Video
From Baltimore and Annapolis to Montgomery County, Frederick, and the Eastern Shore, we can meet by phone or video at a time that works for you.
Plain English, No Pressure
I explain how each policy works, what it costs, and what it does not cover, so you can decide what's right for your family.
Maryland Life Insurance Questions
How do I check that an insurance agent is licensed in Maryland?
Use the Maryland Insurance Administration's producer search, or call the MIA at 410-468-2000 or toll-free at 1-800-492-6116. You can search by the agent's name. My National Producer Number is 15762101.
What is the free-look period for life insurance in Maryland?
Maryland law requires life insurance policies to give you 10 days after delivery to cancel by sending the insurer a written notice, with a refund of premium. Some policies allow longer, so check the notice on the front of your policy.
What happens if I miss a premium payment?
Maryland law requires life insurance policies to include a grace period of 30 days, or one month, for premiums after the first. Your coverage stays in force during the grace period, but contact your insurer or me right away so the policy does not lapse.
How much life insurance do I need?
It depends on your income, debts, mortgage, and the people who rely on you. With Maryland's median home price at $432,000, many homeowners start with their mortgage balance and add income replacement. Try the free calculator on my Coverage Calculator page for an estimate.
Is life insurance through my job enough?
It may help, but workplace coverage often doesn't move with you if you change jobs or retire, and the amount may not cover your mortgage and income needs. Many people add an individual policy they own.
Do I need to live near Richmond to work with you?
No. I'm based in the Richmond, Virginia area and work with families anywhere in Maryland by phone or video. I'm also licensed in Virginia, Washington, DC, and North Carolina.
Does it cost anything to work with you?
No. Reviews and quotes are free, and there is no obligation to buy. If you choose a policy, I'm paid by the insurance company you select.
What is the difference between a life insurance agent and a broker?
People often use the words interchangeably. A captive agent usually represents one insurance company. As an independent agent, I work with multiple carriers, so I can compare coverage and prices and help you choose.
Sources
Maryland REALTORS, September 2026 Housing Statistics
Maryland Code, Insurance § 16-105, Right to return policy
Maryland Code, Insurance § 16-202, Grace period
Maryland Insurance Administration, Producer Search
Maryland Insurance Administration, Consumer Guide to Life Insurance
LIMRA, 2025 Facts About Life Insurance
Talk With a Maryland Life Insurance Broker
A free, no-pressure review is the easiest way to see what coverage fits your family and your budget. I work with Marylanders by phone or video, on your schedule.